I Bond Variable Rate
The variable rate of an I bond is the part of the calculation that is based on the CPI-U inflation rate change.
This means that the variable rate plus the fixed rate results in the composite
rate. Following the variable rate is not as common as it used to be since the
Treasury now focuses on the CPI-U/Inflation rate and the fixed rates instead.
Composite Rate = Fixed rate + Variable rate
|
May 2010
|
1.5415400
|
|
November 2009
|
3.0645900
|
|
May 2009
|
-5.5627800
|
|
November 2008
|
4.9372200
|
|
May 2008
|
4.840000
|
|
November 2007
|
3.0783600
|
|
May 2007
|
2.4357300
|
|
November 2006
|
3.121700
|
|
May 2006
|
1.00700
|
|
November 2005
|
5.728500
|
|
May 2005
|
3.6014800
|
|
November 2004
|
2.673300
|
|
May 2004
|
2.391900
|
|
November 2003
|
1.0859400
|
|
May 2003
|
3.5594700
|
|
November 2002
|
2.4796800
|
|
May 2002
|
0.565600
|
|
November 2001
|
2.403800
|
|
May 2001
|
2.923200
|
|
November 2000
|
3.0916800
|
|
May 2000
|
3.8887600
|
|
November 1999
|
3.5798400
|
|
May 1999
|
1.7483800
|
|
November 1998
|
1.7483800
|
|
September 1998
|
1.2610800
|
|
Mean:
|
2.45%
|
|
Median:
|
2.67%
|
|
Highest rate:
|
5.7285%
|
|
Lowest rate:
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-5.56278%
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