Replacing or Reissuing
an I Bond
Series I Savings Bonds can be replaced or reissued based on a number of circumstances.
In each case, you will need to complete the appropriate form and mail it to the
Bureau of the Public Debt.
Replace a Lost or Stolen I Bond
If your I bond is lost, stolen, or destroyed, it can be reissued. To request a reissue
of the bond, you must complete Form PD F 1048 - Claim for lost, stolen, or destroyed
United States Savings Bonds. The original bond officially becomes property
of the US Government when a replacement is issued and can not be redeemed if you
happen to recover it.
If a new bond is not received within 15 business days of purchase, you should contact
the institution from which you purchased the bond. If you purchased the bond through
a payroll deduction plan, contact the payroll department of the company. The institution
will then track down the problem with the bond.
Download Form PD F 1048 - Claim for lost, stolen, or destroyed United States Savings
Once you complete the form, mail it to:
Bureau of the Public Debt
P.O. Box 7012
Parkersburg, WV 26106-7012
Death of an I Bond Owner
Because an I bond can have two owners, the ownership of a bond after death can differ
based on the circumstances:
- Only one owner of the bond - In the event the I bond only has one
owner and that individual has died, the bond becomes property of his or her estate.
- Two owners listed and one has died - In the event the bond has
2 owners listed and one has died, the bond immediately becomes property of the surviving
owner. The bond now acts as if the surviving owner had been the sole owner since
it was issued.
- Two owners, both of whom have died - If both owners of a bond have
died, the bond becomes property of the estate of the last owner to have died.
If you are listed on a bond that has a co-owner who has died, you can redeem the
bond, have the bond reissued with you as the sole owner, or do nothing since the
bond is now your property. In the event you would like to have the bond reissued
in your name alone, you will need to complete Form PD F 4000 - Request to Reissue
United States Savings Bonds. You will need a certified copy of the death
certificate as well as the original bonds.
Download a copy of Form PD F 4000 - Request to Reissue United States Savings Bonds
Reissue an I bond
An I bond can be reissued for a variety of reasons, such as adding or removing a
co-owner, an owner has changed his or her name, to correct an error, or to have
a bond reissued to a personal trust estate. I Bonds can be reissued with the correct
form, which depends on the circumstances for reissuing the bond.
Here are the reasons to use
Form PD F 4000 to reissue I Bonds. Full instructions are included on the
- A sole owner wants to add another individual as a co-owner or beneficiary.
- An owner wants to change the current beneficiary to a co-owner.
- An owner wants to remove a living beneficiary and have the bond reissued either
in the owner's name alone or in the owner's name with another person as a co-owner
- A surviving owner, co-owner, or beneficiary wants to remove the name of a deceased
person and have the bond reissued in the survivor's name alone or in the survivor's
name with another person as a co-owner or beneficiary.
- To change the name of an owner, co-owner, or beneficiary because of marriage, divorce,
annulment, or court order. See Name Changes for more information.
- To correct a substantive error in the registration, see Incorrect I Bond Registration.
Form PD F 1455 to:
- Reflect in the registration the court's appointment of a guardian, conservator,
or similar representative for the estate of a living owner or co-owner.
- Reflect in the registration the court's appointment of a legal representative for
the estate of the last deceased registrant.
Form PD F 1851 when:
For more information, visit Replacing or Reissuing I Savings Bonds
- The owner or both co-owners want the bond(s) reissued in the name of a trustee of
a personal trust estate.
Relevant I Bond Forms
Below are commonly used I bond forms for reissuing, replacing, or changing the status
of a bond. While this list covers most of the common forms, there are plenty more
forms available on the TreasuryDirect site for other needs. You can view the entire
list of forms by visiting http://www.treasurydirect.gov/NC/FoRMSHome?FormType=SBF&site=indiv
Page last modified 1/16/2012