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I bonds
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EE bonds
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Maximum Purchase Limit per year
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$10,000 electronic and up to $5,000 paper as a result of a tax refund
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$10,000
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Minimum purchase:
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$50 for a $50 I Bond when purchasing paper bond certificates.
$25 for a $25 I bond when purchased electronically.
* Paper I Bonds no longer sold directly. Only available as part of a tax refund.
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$25 for a $50 EE Bond when purchasing paper bond certificates*.
$25 for a $25 EE bond when purchased electronically.
* Paper EE Bonds are no longer issued
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Denominations:
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Paper bonds: $50, $75, $100, $200, $500, $1,000, $5,000.
Electronic bonds: purchase to the penny for $25 or more.
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Paper bonds: $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000.
Electronic bonds: purchase to the penny for $25 or more.
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Earnings
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A fixed rate of return and a variable semiannual inflation rate (based on
CPI-U for March and September) are combined.
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Series EE Bonds issue dated May 2005 and after will earn a fixed rate of interest.
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Minimum term of ownership:
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1 year
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1 year
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Interest-earning period:
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30 years
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30 years
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Early redemption penalties:
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3-month interest penalty if redeemed during the first 5 years.
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3-month interest penalty if redeemed during the first 5 years .
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Type of Investment:
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Non-marketable - cannot be bought or sold in secondary securities market.
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Non-marketable - cannot be bought or sold in secondary securities market.
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Inflation Indexing:
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Semiannual inflation rate (based on CPI-U changes) announced in May and November.
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N / A
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