The semi-annual CPI-U rate dropped from 238.031 to 236.119, resulting in a negative variable rate for this period. The resulting variable rate will be 0.00 since bonds can...
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I Bond vs. CD Rates
Short-term Certificates of Deposit (CDs) are the safe investment with which most investors are familiar, but the tax-deferred, inflation-linked I Bond may be a better option for some.
Initial Rate Comparison
This chart shows the difference between the I Bond rate and the 6-month Certificate of Deposit (CD) Secondary Market rate at that time for the period of September 1998 to June 2010.
| 9/1/1998 | 5.33 | 4.66 |
| 10/1/1998 | 4.99 | |
| 11/1/1998 | 5.07 | 5.05 |
| 12/1/1998 | 5.01 | |
| 1/1/1999 | 4.9 | |
| 2/1/1999 | 4.95 | |
| 3/1/1999 | 4.98 | |
| 4/1/1999 | 4.94 | |
| 5/1/1999 | 5.03 | 5.05 |
| 6/1/1999 | 5.31 | |
| 7/1/1999 | 5.58 | |
| 8/1/1999 | 5.83 | |
| 9/1/1999 | 5.89 | |
| 10/1/1999 | 6.04 | |
| 11/1/1999 | 5.97 | 6.98 |
| 12/1/1999 | 6.07 | |
| 1/1/2000 | 6.15 | |
| 2/1/2000 | 6.26 | |
| 3/1/2000 | 6.36 | |
| 4/1/2000 | 6.5 | |
| 5/1/2000 | 6.94 | 7.49 |
| 6/1/2000 | 6.91 | |
| 7/1/2000 | 6.86 | |
| 8/1/2000 | 6.76 | |
| 9/1/2000 | 6.68 | |
| 10/1/2000 | 6.65 | |
| 11/1/2000 | 6.63 | 6.49 |
| 12/1/2000 | 6.3 | |
| 1/1/2001 | 5.45 | |
| 2/1/2001 | 5.12 | |
| 3/1/2001 | 4.74 | |
| 4/1/2001 | 4.41 | |
| 5/1/2001 | 4.01 | 5.92 |
| 6/1/2001 | 3.74 | |
| 7/1/2001 | 3.7 | |
| 8/1/2001 | 3.49 | |
| 9/1/2001 | 2.84 | |
| 10/1/2001 | 2.26 | |
| 11/1/2001 | 2.03 | 4.40 |
| 12/1/2001 | 1.9 | |
| 1/1/2002 | 1.85 | |
| 2/1/2002 | 1.95 | |
| 3/1/2002 | 2.16 | |
| 4/1/2002 | 2.11 | |
| 5/1/2002 | 1.93 | 2.57 |
| 6/1/2002 | 1.92 | |
| 7/1/2002 | 1.84 | |
| 8/1/2002 | 1.72 | |
| 9/1/2002 | 1.74 | |
| 10/1/2002 | 1.69 | |
| 11/1/2002 | 1.4 | 4.08 |
| 12/1/2002 | 1.36 | |
| 1/1/2003 | 1.3 | |
| 2/1/2003 | 1.27 | |
| 3/1/2003 | 1.2 | |
| 4/1/2003 | 1.23 | |
| 5/1/2003 | 1.19 | 4.66 |
| 6/1/2003 | 1.02 | |
| 7/1/2003 | 1.06 | |
| 8/1/2003 | 1.13 | |
| 9/1/2003 | 1.13 | |
| 10/1/2003 | 1.14 | |
| 11/1/2003 | 1.17 | 2.19 |
| 12/1/2003 | 1.17 | |
| 1/1/2004 | 1.12 | |
| 2/1/2004 | 1.11 | |
| 3/1/2004 | 1.09 | |
| 4/1/2004 | 1.21 | |
| 5/1/2004 | 1.46 | 3.39 |
| 6/1/2004 | 1.76 | |
| 7/1/2004 | 1.85 | |
| 8/1/2004 | 1.89 | |
| 9/1/2004 | 2.04 | |
| 10/1/2004 | 2.18 | |
| 11/1/2004 | 2.46 | 3.67 |
| 12/1/2004 | 2.66 | |
| 1/1/2005 | 2.85 | |
| 2/1/2005 | 3 | |
| 3/1/2005 | 3.23 | |
| 4/1/2005 | 3.34 | |
| 5/1/2005 | 3.44 | 4.80 |
| 6/1/2005 | 3.56 | |
| 7/1/2005 | 3.8 | |
| 8/1/2005 | 3.99 | |
| 9/1/2005 | 4.01 | |
| 10/1/2005 | 4.32 | |
| 11/1/2005 | 4.52 | 6.73 |
| 12/1/2005 | 4.62 | |
| 1/1/2006 | 4.69 | |
| 2/1/2006 | 4.88 | |
| 3/1/2006 | 5.01 | |
| 4/1/2006 | 5.17 | |
| 5/1/2006 | 5.25 | 2.41 |
| 6/1/2006 | 5.46 | |
| 7/1/2006 | 5.54 | |
| 8/1/2006 | 5.44 | |
| 9/1/2006 | 5.37 | |
| 10/1/2006 | 5.35 | |
| 11/1/2006 | 5.33 | 4.52 |
| 12/1/2006 | 5.31 | |
| 1/1/2007 | 5.34 | |
| 2/1/2007 | 5.34 | |
| 3/1/2007 | 5.28 | |
| 4/1/2007 | 5.31 | |
| 5/1/2007 | 5.32 | 3.74 |
| 6/1/2007 | 5.36 | |
| 7/1/2007 | 5.34 | |
| 8/1/2007 | 5.4 | |
| 9/1/2007 | 5.33 | |
| 10/1/2007 | 5 | |
| 11/1/2007 | 4.85 | 4.28 |
| 12/1/2007 | 4.85 | |
| 1/1/2008 | 3.71 | |
| 2/1/2008 | 2.99 | |
| 3/1/2008 | 2.7 | |
| 4/1/2008 | 2.86 | |
| 5/1/2008 | 2.84 | 4.84 |
| 6/1/2008 | 3.09 | |
| 7/1/2008 | 3.13 | |
| 8/1/2008 | 3.11 | |
| 9/1/2008 | 3.82 | |
| 10/1/2008 | 4.37 | |
| 11/1/2008 | 2.83 | 5.64 |
| 12/1/2008 | 2.18 | |
| 1/1/2009 | 1.53 | |
| 2/1/2009 | 1.75 | |
| 3/1/2009 | 1.76 | |
| 4/1/2009 | 1.54 | |
| 5/1/2009 | 1.04 | 0.00 |
| 6/1/2009 | 0.67 | |
| 7/1/2009 | 0.5 | |
| 8/1/2009 | 0.44 | |
| 9/1/2009 | 0.36 | |
| 10/1/2009 | 0.31 | |
| 11/1/2009 | 0.3 | 3.36 |
| 12/1/2009 | 0.3 | |
| 1/1/2010 | 0.29 | |
| 2/1/2010 | 0.3 | |
| 3/1/2010 | 0.34 | |
| 4/1/2010 | 0.42 | |
| 5/1/2010 | 0.64 | 1.74 |
| 6/1/2010 | 0.75 | |
Related Topics
References
- The Federal Reserve System. Federal Reserve Statistical Release. Selected Interest Rates. http://www.federalreserve.gov/releases/H15/data.htm. Accessed July 21, 2010.
Page last modified 1/16/2012